Browse By Manufacturer


Shop By Body Type

Buy Here Pay Here, Used Car Dealer Hot Springs, Arkansas

Shopping for used cars in Arkansas? Central Auto Sales has access to customized financing including the unique 99 cents down payment program to customers with no credit or bad credit on a huge selection of quality used cars, trucks and SUVs. Even if you have been denied credit at other dealerships, our customer care team is specialized in providing you the terms you need and a large selection of reliable, quality used cars backed by our 24 month / 24,000-mile warranty. We specialize in financing customers with past credit challenges and because we have exclusive access to Finance Giant, JP Capital, we can focus on financing the person and not the credit score. Why buy your next car from Central Auto Sales?



24 Month Warranty

icon warranty Every financed vehicle comes with our industry leading 24 month / 24,000 mile warranty.Learn More


99¢ Down Payment

icon 99 cent down payment We finance the person and not the credit score. Our unique 99 cent down payment program (for qualified customers) lets you get into a vehicle of your choice without a large upfront investment. Learn More


5 Day Guarantee!

icon 5 day guarantee Love It Or Leave It! If you don’t love your car, bring it back within 5 days and we will find another car that is a better fit.




Join Us on Facebook

icon 5 day guarantee

Pre-Purchase Inspection

All of our cars go through a rigorous multi-point inspection and reconditioning process. Providing safe and reliable vehicles is our primary focus!


Quality Used Cars with onsite Service for Peace of Mind

All of our cars go through a pre-purchase inspection process ensuring that we only sell top quality used cars. In the event that your car does need service, don’t worry, we have a large onsite service department with certified technicians. We have tailored our service department to serve our loyal customers offering benefits like –

  • Large staff of Certified Technicians
  • High Tech Service Center offered exclusively to our customers
  • Financing available for out of warranty repairs
  • Exclusive 24 month / 24,000-mile service contract

We say “Yes” when others say “No”

Have you been turned down for an auto loan before? Don’t worry, we help people on a daily basis with past credit issues. Our loan process is very quick and easy. You can complete Quick Sheet here or call our customer care specialist (501-781-2681) who are standing by to speak directly with you. We will request some basic information to get the process started and before you know it, you will be driving away in your new-to-you car.

icon 5 day guarantee

Apply Today

Don’t worry about credit issues, let our finance department work for you and get you into a vehicle of your choice.

Did we mention?

99¢ Down Payment
(for qualified customers)



Contact us to find out more about the vehicles and services we offer.

Central Auto Sales

Home of 99¢ Down Payments

3925 Central Ave, Hot Springs, AR 71913
Phone: 501-781-2681


Business Hours

Sunday :
Monday :
Tuesday :
Wednesday :
Thursday :
Friday :
Saturday :

Our Location

3925 Central Ave
Hot Springs, AR 71913